I just have to say that I LOVE Embrace Pet Insurance. I researched a lot of companies before choosing Embrace due to its comprehensive cancer care and the fact that it covers alternative therapies like chiropractic care and acupuncture, these are things I know I would want to try if one of my animals became very ill. Most insurance companies do not cover these therapies. Embrace also offers excellent coverage of chronic conditions such as diabetes and allergies and breed specific conditions such as hip dysplasia, elbow dysplasia, and Invertebral Disk Disease (IVDD).
When Norbert had his emergency surgery for bloat and torsion the initial estimate from the Animal Medical Center was 8,000 dollars. Thankfully due to Norbert's quick recovery it wound up costing slightly less then 6,000. As soon as we had Norbert home we submitted our claim to Embrace. This was the first claim we had filed with them since getting insurance 8 months ago. Right away Embrace contacted me to let me know they had received our paper work. in 15 days we received 80% of the bill, minus our 500 dollar yearly deductible, just as our policy stated we would. We were able to have Embrace deposit the money into our checking account so we could send it to our credit card immediately. I am so relieved we had this insurance and I was so happy with the customer service Embrace as provided us, from before the incident when we were choosing a plan to during the crises. My next puppy or kitten will be insured with Embrace from day one.